Personal Tax
Guides to South African personal income tax returns: ITR12, deductions, medical aid, retirement funds and refunds.
- Section 10(1)(h) ITR12 2026: How to Claim Per Account. Section 10(1)(h) ITR12 2026: SARS now wants the exemption and DTA relief claimed per account. Line-by-line steps for emigrants and non-residents. Ask us.
- IT3(t) Trust Vesting on Your ITR12: Fix It by 23 Oct. IT3(t) trust vesting on my ITR12 differs from what I declared. What beneficiaries must check and fix before 23 October 2026. Read the practical steps.
- ROT Validation: Why SARS Rejects 2026 ITR12s. Recognition of Transfer (ROT) SARS tax return rejected? Here are the exact steps to find the directive, chase the fund and refile before 23 October 2026.
- Two-Pot Tax Owed on Your 2026 SARS Assessment. Two-pot tax owed on your 2026 SARS assessment? Why the directive was not final tax, how to read your ITA34, and what to do before 23 October.
- SARS Refund Delayed 2026: Why and How to Get Paid. SARS refund delayed? Learn how long a SARS refund takes in 2026, why refunds get held, and the practical steps to release your stuck payment. Read on.
- How to Declare Side Hustle Income to SARS. Learn how to declare side hustle income to SARS, when you become a provisional taxpayer, and what expenses you can claim. Book a call for guidance.
- Documents Needed to File Tax Return South Africa 2026. The documents needed to file your tax return in South Africa 2026: IRP5, IT3s, medical, RA and crypto records. Gather these before filing season opens.
- Breaking Down Tax for South African Entrepreneurs. A tax guide for South African salaried earners, freelancers, sole proprietors and crypto traders: key deadlines, crypto income and common pitfalls.
- The Tax Benefits of Retirement Annuities. The tax benefits of retirement annuities in South Africa: deductible contributions up to 27.5%, capped at R350,000, and tax-free growth in the fund.
- Tax Deductions You Might Be Missing Out On. Tax deductions South Africans often miss, from medical tax credits to retirement fund contributions, plus the documents SARS expects you to keep.
- SARS eFiling Simplified: A Step-by-Step Guide for South African Taxpayers. A step-by-step guide to SARS eFiling for salaried employees, freelancers, sole proprietors and crypto traders, with key deadlines and common mistakes.
- Tax Tips for Sole Proprietors in South Africa. Tax tips for sole proprietors, freelancers and crypto traders in South Africa: provisional tax registration, IRP6 returns, the ITR12 and common mistakes.
- Maximising Your Tax Refund: 7 Common Mistakes South Africans Should Avoid. Seven common mistakes that cost South Africans their tax refund, from undeclared crypto and missed deductions to late or provisional tax filing errors.
- Common Issues You May Face When Submitting Your Tax Returns. Common issues South Africans face when submitting tax returns, from changing tax laws and eFiling challenges to deadlines, residency and documentation.
- Taxes can be painful - your consultant should not be!. The most common complaints about tax consultants, from poor communication to missed deadlines, and what to look for in a tax professional instead.
- Retirement Annuity Tax Benefit. Retirement fund contributions are deductible up to 27.5% of the greater of remuneration or taxable income, capped at R350,000. See worked examples.
- Tax deductions for Pension, Retirement and Provident funds simplified. All contributions to pension, retirement annuity and provident funds can be deducted from the individual’s taxable income.
- Medical tax deductions explained in simple language. Medical tax deductions explained in simple language: how the section 6A medical scheme fees credit and the section 6B additional medical credit work.
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